How to Improve Your Driving Record Over Time

Maintaining a clean driving record is essential for both personal and professional reasons. It can lead to lower auto insurance premiums and facilitate a safer driving experience.

Start by obtaining a copy of your driving record from your local Department of Motor Vehicles (DMV). Review it carefully to understand any violations, points or accidents that have been recorded. Knowing where you stand is the first step toward improvement.

Your agent may recommend the following:

• Take a defensive driving course—Enrolling in a defensive driving course can provide valuable skills and knowledge to help you become a safer driver. Many states offer these courses and completing one can sometimes lead to a reduction in points on your driving record. Additionally, some insurance companies offer discounts for drivers who have completed these courses.
• Follow traffic laws—Adhering to traffic laws is crucial for maintaining a clean driving record. This includes obeying speed limits, using turn signals and stopping at red lights and stop signs. Consistently following traffic laws reduces the risk of violations and accidents.
• Avoid distracted driving—To improve your driving record, make a conscious effort to avoid distractions such as texting, eating or adjusting the radio while driving. Focus on the road and stay alert to your surroundings.
• Maintain your vehicle—Ensure your car is in good working condition by performing routine checks on brakes, tires, lights and other essential components.
• Drive defensively—This includes keeping a safe following distance, being aware of other drivers’ actions and avoiding aggressive driving behaviors. Defensive driving can help you avoid accidents and traffic violations.
• Promptly address traffic tickets—Paying fines or attending court dates on time can prevent additional penalties or points on your driving record. In some cases, you may be able to contest a ticket or attend traffic school to reduce the impact on your record.

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Contact Vila Financial in Norcross, GA, for an auto insurance quote.

This blog is intended for informational and educational use only. It is not exhaustive and should not be construed as legal advice. Please contact your insurance professional for further information.